BUYING A HOME

Today's Mortgage Rates

Get personalized quotes and compare loan options using today’s current mortgage rates.

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1 Disclosures:
Interest rates, annual percentage rates (APRs), lender credits, and discount points shown here are valid as of 03/20/2020 and subject to change without notice.
Loan assumptions: rates, APR, points, and products are based on the information you provided, including county, loan amount, loan type, property type, down payment, and credit score and are subject to verification. Should your credit score or other information you provided differ from what we verify, the actual interest rate, APR, points, and products may be different from the rates shown here.
Your APR will vary based on your final loan amount and finance charges.
These rate quotes are not a commitment to lend. Any loan is subject to credit approval.
Payment amounts include principal and interest only and do not include homeowner’s insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment.
If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR.

Today's Mortgage Rates

For an Underwritten Pre-Approval, we guarantee we’ll close your mortgage in 25 days, or you’ll get $1,000 toward your closing costs. Our Fast Pre-Approval comes with a 30-day closing guarantee.

Stronger Offers

When you apply for an Underwritten Pre-Approval, we verify exactly what you’re qualified to purchase so you have a better chance of making a winning offer on a home.

Zero Lender Fees

Our transparent pricing means no surprises on closing day. It’s part of our commitment to putting the customer at the heart of everything we do.

Two Pre-Approvals to Meet Your Needs

We can help you decide which pre-approval and loan are best for your situation. If you apply for a Fast Pre-Approval, you can always upgrade to an Underwritten Pre-Approval later.

Fast Pre-Approval

Best for buyers who are curious about what they can afford or who want to make a fast offer in a less competitive market.

Turnaround Time*

90 Minutes

Closing Guarantee

30 Days

Free, No Obligation

Underwritten Pre-Approval

Best for buyers who are actively searching for a home and want to make the strongest offer possible.

Turnaround Time*

1 business day

Closing Guarantee

25 Days

Free, No Obligation

Apply Now
Best for buyers who are curious about what they can afford or who want to make a fast offer in a less competitive market.

Get More with a Redfin Mortgage Pre-Approval

See what’s included in our pre-approvals, and how they compare
with what traditional lenders provide.

Pre-Qualification

Auto-generated letter based on stated income and assets

Traditional Pre-Approval

  • Credit Report
  • Loan Officer Review

Fast Pre-Approval

  • Credit Report
  • Loan Officer Review
  • Closing Guarantee

Underwritten Pre-Approval

  • Credit Report
  • Loan Officer Review
  • Closing Guarantee
  • Underwriter Review
  • Compliance / Fraud Review

Pre-Qualification

High

Traditional Pre-Approval

None

OFFER STRENGTH

High

OFFER STRENGTH

Maximum

Ready to get pre-approved?

Apply Now
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